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Roofing insurance supplements

Why Hire a Company to Help with Roofing Insurance Claims?

Why Hire a Company to Help with Roofing Insurance Supplements in Colorado Springs, CO?

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Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company's financial success. Given the high level of competition in the industry, it's important to seek ways to gain an edge over your competitors continuously.

For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.

Roofing Insurance Claim Colorado Springs, CO

Great Xactimate Training is Hard to Find

When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.

Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.

Help Ensure You're Doing Your Best Work

Without roofing insurance supplements in Colorado Springs, CO, it can be easy for an insurance adjuster to miss certain types of damage when they're assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.

The Process of Supplementing Takes Time You Don't Have

Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don't have business obligations and client needs to exceed.

Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.

Office Turnover Hurts

Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.

Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?

Rejected Roofing Insurance Supplements are Real

One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.

Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.

Keeping It "In-House" Isn't Always Wise

Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you're fed up. That's why roofing contractors use companies like IRC Estimates - to ensure they get the materials and compensation they truly deserve to do the best job possible.

FAQs About Roofing Insurance Supplements in Colorado Springs, CO

As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that's OK - everyone has got to start somewhere.

Whether you're a new roofing contractor feeling lost or you're a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.

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What's the point in supplementing roofing jobs? I'm busy enough as it is.

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This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple - to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:

  • Quantity of Materials
  • Installation Best Practices
  • Adhering to Building Code Mandates
  • More

The truth is that insurance companies aren't the enemy, but they sure do make mistakes. It's up to you, as the roofing contractor, to discover and remediate those mistakes - not just for you but for your roofing client. The fact is that your clients hire you because they believe you're an expert at filing and managing roof insurance claims. By supplementing those claims, you're both demonstrating your expertise while providing excellent service and results. If you don't have the time to do so, it's wise to search for professional help with your roofing insurance supplements.

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Is there a set number of roofing jobs that I should supplement?

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The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.

The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.

If you're just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.

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When is the right time to think about roofing insurance supplements in Colorado Springs, CO?

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When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.

For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.

Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don't have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.

Your Trusted Choice for Roofing Insurance Supplements in Colorado Springs, CO

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IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.

Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.

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Latest News in Colorado Springs, CO

El Paso County plans to reduce mill levy

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COLORADO SPRINGS, Colorado — El Paso County Commissioners are lowering their mill levy ahead of property tax statements going out next year. The county estimates the reduction will provide roughly $20 million in relief. Tax bills will still be higher, just not as high as they would be without the reduction

Homeowners were notified of increasing property valuation earlier this year, by an average of 44 percent.

County Commissioner Carrie Geitner explained at a news conference the mill levy reduction is intended to keep county revenue under the TABOR growth cap.

"Now we are adjusting that mill levy down and so that is where the relief is coming from," Geitner said.

The Taxpayers Bill of Rights (TABOR) limits revenue growth year to year by a combination of population growth and inflation. Revenue surpluses must be refunded unless voters approve otherwise.

Geitner explained El Paso County wants to avoid collecting too much.

"In this case, we were above what could be collected primarily because of those large assessment rates," she said. "And so, TABOR is the mechanism that says hey, you can't go above that cap."

The commissioners also bristled at a letter sent last week by Governor Jared Polis calling on local governments to reduce property taxes in light of the failure of Proposition HH.

Commissioner Longinos Gonzalez Jr. said the board was already preparing to lower the mill levy weeks before the November election and subsequent special session of the state legislature.

"This is why the letter sent out by the Governor is so insulting. He's saying in his letter, asking for local governments to do something we already normally do and then trying to take credit when we do this," Gonzales said.

The commissioners sent a letter in reply criticizing Polis and state lawmakers for making life more expensive for Coloradans.

"To the State Legislature and to the Governor, please help us to limit the unfunded mandates and loss of local control that have come through several pieces of legislation from the state in recent years," said Commissioner Stan VanderWerf. "These harm local budgets."

The county mill levy reduction is not final. The board must vote on the updated number and get it to the treasurer by early January. The deadline to make those changes was extended because of the uncertainty this year surrounding Proposition HH and the special session.

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'It doesn't feel Christmasy,' more Colorado Springs homeowners scaling down holiday decorations this year

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COLORADO SPRINGS — More homeowners are scaling back their holiday decorations this year. Several local businesses report a slight drop in people seeking their lighting services.

Timberline Landscaping's lighting manager, Shawn Brewer, said he noticed more people dialing down, with some decorating later this season, and others not at all.

"It doesn't feel Christmasy, I'll tell you that, kinda sad that you see it," said Gary Coker who lives in the Cimarron Hills neighborhood.

Coker said there are only two houses decorated out of 20 in his neighborhood. "The economy's busted."

Brewer believes the current economy and affordability of these services could be behind this trend.

"The thing about holiday lighting is it's discretionary funds so when [someone's funds are] not doing good then that's the first thing that they cut," said Brewer.

The average price of a Christmas tree is up 10% this year, according to the American Christmas Tree Association.

1 in 3 Americans will skip buying presents this year because of inflation, according to a survey by Wallethub.

"If you feel Christmas, you need to show it," said homeowner Mary Wallace.

Wallace said she's able to still go all out this year by mostly using decorations she already had.

"I had these candy canes up front and I bought these on the side, I think they were like a dollar a piece at the dollar store," said Wallace.

She said even a little goes a long way.

"Even if you put up a couple of candles in the window, my mother used to do that when we really couldn't spend a lot," said Wallace.

RELATED:Timberline Landscaping has a map of more than 160 homes and businesses decked out for the holidays. You can check it out online here.

The Gazette is featuring their own map of decorated homes which you can vote on, or add your own submission.

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Where to find holiday light displays in the Pikes Peak region

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COLORADO SPRINGS — Taking a drive or a stroll to see fantastic holiday light displays is a family tradition for many. We're here to help you find a great display in your area.

Create memories your family will never forget by taking the Colorado Springs Holiday Light Tour from our partners at The Gazette. Grab a thermos of hot cocoa and our one-of-a-kind map to direct you to homes or businesses around the region that have gone all out to make everyone’s season brighter!

Vote for your favorite display during your adventure or submit an address we missed out on for consideration in the map, and don’t forget to stop by a local restaurant to pick up some delicious snacks for the trip, or for when you arrive home, happy and in the holiday spirit.

RELATED: Colorado family competes on national Christmas lights show

Before the sunset in Highlands Ranch, a handful of cars lined up along Fairgate Way to wait. They were all waiting for the same thing: one home to light up the entire street with tens of thousands of Christmas lights.

Walt Hazard said Christmas has always been fun in his family, but the holiday was taken to a whole new level when his kids left for college around six or seven years ago.

“The kids moved out, and they went to college, and now I have more free time. And I can indulge myself in the craziness, in the madness, of how I wanted to decorate the house," Hazard said.

Lovingly called Gris-Walt by one of his children, Hazard said it took around a month to set up an estimated 100,000 lights.

“Every part of it is enjoyable. Seriously," Hazard said. “I like putting it up. I like taking it down. Doesn't make any sense.”

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Then, the family got their own Christmas miracle.

“I told my wife I want to be on 'The Great Christmas Light Fight.' There's only one competitive light show on TV, and that's it. And we got a call two weeks later from the casting directors," Hazard said. “They came last year to film for this year... It was a dream, and it really was. They do such a good job on their Christmas lights. It's so much fun.”

The Hazard's episode aired on Denver7 on Sunday, December 3.

"Spoiler alert: we don't win, and it's a disappointment," Hazard said. "But I'm on 'The Great Christmas Light Fight.' People 20 years from now will go to look at our video, and say 'that guy is crazy. That family's fun.' My kids will still be mortified. But no, we didn't win and it's okay.”

Walt said the Christmas light display at their home has never been about winning, and instead aims to make everyone from neighbors to strangers smile.

“It's a gift to our neighborhood and to our friends and family. It's a gift to Denver. It really is," said Hazard. “We enjoy Christmas. We hope everybody else does too. It's a gift.”

The Hazard home address is 10221 Fairgate Way in Highlands Ranch.

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Weather Alert: Significant snow for parts of Southern Colorado on Friday

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Today’s Forecast:Our well advertised winter storm will be making its grand entrance this morning into the Pikes Peak Region, with the first round of snow from mid morning until around the lunch hour. Brief periods of heavy snow and gusty winds will be possible, especially for northern El Paso and Teller counties. These more intense "snow squalls" can bring rapidly deteriorating conditions to our roadways while producing whiteout conditions for drivers.

On top of snow and wind, Friday's forecast will be much colder, with highs down around 25 to 30 degrees from what we saw yesterday.

Colorado Springs forecast: High: 39; Low: 20. Snow will come in two waves today, the first this morning, and a second band of snow tonight. Snow totals will be quite variable in the Pikes Peak Region, with 1-3" exepected for the downtown area and Colorado Springs Airport, with as much as 3-6" in Briargate.

Pueblo forecast: High: 44; Low: 21. After some really warm weather early in the week, winter will stage a fierce comeback on Friday, with snow, wind and some much colder temperatures. Snow totals will be on the lighter side compared to surrounding areas, with up to 2" in Pueblo.

Canon City forecast: High: 43; Low: 24. While we're mostly looking at light snow totals in eastern Fremont County from this storm, a few localized spots could see higher snow totals due to the potential for snow squalls in our forecast. Snow totals from a trace to 2".

Woodland Park forecast: High: 32; Low: 9. After a windy and mild day on Thursday, "Old Man Winter" will make his presence felt again on Friday, with snow, wind and much colder temperautres in our forecast. Snow totals from 4-7".

Tri-Lakes forecast: High: 30s; Low: 10s. Snow and blowing snow will pick up this morning on the Palmer Divide, with periods of snow expected to continue until very early Saturday. There could be a small break around the lunch hour, but more snow will follow this evening. Also on the Palmer Divide, we're watching closely for the potential for snow squalls, brief bands of more intense snowfall, which could seriously impact snow totals for areas that see them. General snow totals from 5-8".

Plains forecast: High: 40s/50s; Low: 10s/20s. As our next winter storm moves in, leftover warm air from yesterday will bring us a mix of rain and snow before a changeover to all snow later tonight. Snow totals will be light as road temperatures will be warm, generally less than 1" in most areas.

Walsenburg and Trinidad forecast: High: 40s; Low: 10s/20s. Winter Weather Advisories will go into effect this evening as the worst of the storm can be expected from late tonight into early Saturday morning across the southern I-25 corridor. Snow totals from 2-5", with wind gusts up to 35 mph.

Mountains forecast: High: 20s/30s; Low: 0s/10s. We'll see a snowy and windy Friday in the mountains, with peak wind gusts from 45-55 mph, and snow totals of 3-6". Travel in the Sangres late tonight into very early Saturday could be severely disrupted from the storm, with whiteout conditions possible during heavier bands of snow.

Extended outlook forecast:

Another round of snow Friday evening will continue into the overnight hours before letting up from north to south early Saturday morning. With the latest models ramping up the intensity of the storm, I've adjusted snow totals back up across Southern Colorado. Through Saturday morning, we could see as much as 5-8" on Monument Hill, 4-7" for Woodland Park, and 1-5" in Colorado Springs, with higher amounts likely for areas north of Woodmen Road.

Highs on Saturday will only warm into the 30s, with our low Saturday night dropping down to near 10 degrees. While Saturday will be cold, we'll at least salvage the second half of the weekend with upper 40s and sunshine on tap for our Sunday.____

Curious about the First Alert 5 Weather Storm Impact Scale? Check out our cheatsheet explainer.

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Man found injured outside scene of multiple shooting in rural El Paso County released from the hospital

The El Paso County Sheriff's Office confirmed on Friday that a man deputies encountered outside the scene where four people were found dead in unincorporated El Paso County has been released from the hospital.According a Nov. 7 release from the EPCSO, the man had non-life-threatening injuries. 4 dead after overnight shooting in rural El Paso County...

The El Paso County Sheriff's Office confirmed on Friday that a man deputies encountered outside the scene where four people were found dead in unincorporated El Paso County has been released from the hospital.

According a Nov. 7 release from the EPCSO, the man had non-life-threatening injuries.

4 dead after overnight shooting in rural El Paso County

The call came in for a shooting Nov. 6 around 11:40 p.m., the Sheriff's Office said. Deputies responded to the 21000 block of Akawi Way in a neighborhood 8 miles northeast of Peyton.

The injured man met deputies outside and received medical attention at the scene as responders called in SWAT to enter the residence, the Sheriff's Office said.

According to the EPCSO, the man has been treated and released. Information is still forthcoming on the deaths of the four others inside the house. The EPSCO said on Thursday that "all involved parties were accounted for" and that there was no current threat to the public.

A spokesperson with the El Paso County Coroner's Office said that the names of the victims would not be released until at least Monday.

The Colorado Springs church music teacher and former school bus driver accused of sexually abusing at least three children pleaded guilty to three felony charges of sexual misconduct and is now facing up to 12 years in the Department of Corrections.

Robert Gordon, 58, was arrested in April on suspicion of sexual assault on a child by a person in a position of trust, sexual assault on a child, unlawful sexual contact, and enticement of a child after an investigation by the El Paso County Sheriff's Office.

He was arrested after a parent reported finding inappropriate text messages between their son and Gordon — who at the time was a friend of the family and employed as a music teacher at the First United Pentecostal Church in the Security area south of Colorado Springs.

Gordon’s arrest in April follows a previous investigation into Gordon in 2011, initiated by similar allegations, according to previous reports by the Gazette. A male victim reported he and Gordon allegedly had a sexual relationship in 2001 when the boy was around 12 years old. He was said to have met Gordon at a church in Security-Widefield.

In court Friday, Gordon faced three felony charges including two counts of sexual abuse on a child, and one count of sexual assault on a child while in a position of trust.

The prosecution’s opening statement Friday outlined what he called Gordon’s long-running history of pedophilic, sexually deviant behavior that he allegedly engaged in for decades.

“This is a case that is very troubling and it’s a circumstance that is very troubling, because of the length of interaction that Mr. Gordon has had, Specifically with the church he’s been a member of for a substantial amount of time,” Prosecutor Kelson Castain said, adding that through both Gordon’s psychological screening inventory and psychosexual evaluation, the church appeared to be, “the location of his hunting ground for his victims, for continuing to find additional people that he could not only groom but manipulate victims for home over the course of decades.”

Castain said the law enforcement investigation indicated that Gordon had engaged in sex with at least three boys from the church while he was an adult. Gordon admitted to having sex with a minor from the church at least every other week.

Additionally, Castain explained Gordon would offer his victims “vapes,” video games, and provide them with places to play as a means of grooming children, and gaining their trust.

“This is not someone who is not looking for an easy opportunity, this is someone who is actively cultivating and grooming and creating an environment to victimize children,” Castain said.

The prosecution requested that Gordon be sentenced to 12 years in the DOC, followed by 20 years to life in the state’s Sex Offender Intensive Supervision Program, the maximum sentence under the terms of the plea agreement, considering his position as an alleged repeat offender.

“We (the court) can never guarantee that someone is never going to offend in the future. With Mr. Gordon, that's a particular concern,” Castain said, adding that Gordon’s history of sexual misconduct proves to the court that he is at of risk offending again.

In response, Defense Attorney Deana O’Riley argued for the shorter six-year prison sentence allowed under the plea agreement, bassed on Gordon’s mental health evaluation and ability to take responsibility for his actions, citing this as a reason he may be more susceptible to targeted treatment therefore lowering his risk of reoffending following release.

“Mr. Gordon’s statement to the evaluator is a good start. He takes responsibility, he talks about the actions in this case, and there are, I think the court is aware, (of) a lot of situations where someone is in denial of their history and behavior," O'Riley said. "He is already starting from a place of responsibility and recognition of the damage he has inflicted and caused on the individuals in this case, recognizing the need for that punitive aspect, and going to prison.”

She added that whenever Gordon does leave prioson, he will be "in an extremely monitored environment,” referring to the supervision that will be provided by SOISP.

“If he does anything that probation feels is a violation, he will end up in prison.”

Following statements from both the prosecution and defense, Gordon addressed the court apologetically and asked for forgiveness.

“I would like to say that I am very sorry for my actions. I take full responsibility, and I ask that you please forgive me,” Gordon said.

Following deliberation, Judge Samual Evig arrived at a decision.

“There are few offenses more serious,” Evig said.

“I don't believe there is a sentence I can impose that is going to fix this for the victims in this case and the families of victims in this case. The consequences of the behavior, go on forever," the judge said.

Judge Evig accepted the plea agreement, and sentenced Gordon to two six-year sentences to run consecutively with the Department of Corrections, followed by two years of mandatory parole. Additionally, Gordon is sentenced to 20 years to life SOISP sentence.

In explaining his reasoning, Judge Evig said his sentence was based on Gordon's repeated behavior, and the nature of where the abuses had occurred, as well as the mental health evaluation that indicated Gordon was at high risk to re-offend.

“Ultimately, although not perfect, I believe this is approaching a just outcome,” Evig said.

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