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Roofing insurance supplements

Why Hire a Company to Help with Roofing Insurance Claims?

Why Hire a Company to Help with Roofing Insurance Supplements in Duluth, MN?

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Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company's financial success. Given the high level of competition in the industry, it's important to seek ways to gain an edge over your competitors continuously.

For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.

Roofing Insurance Claim Duluth, MN

Great Xactimate Training is Hard to Find

When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.

Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.

Help Ensure You're Doing Your Best Work

Without roofing insurance supplements in Duluth, MN, it can be easy for an insurance adjuster to miss certain types of damage when they're assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.

The Process of Supplementing Takes Time You Don't Have

Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don't have business obligations and client needs to exceed.

Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.

Office Turnover Hurts

Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.

Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?

Rejected Roofing Insurance Supplements are Real

One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.

Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.

Keeping It "In-House" Isn't Always Wise

Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you're fed up. That's why roofing contractors use companies like IRC Estimates - to ensure they get the materials and compensation they truly deserve to do the best job possible.

FAQs About Roofing Insurance Supplements in Duluth, MN

As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that's OK - everyone has got to start somewhere.

Whether you're a new roofing contractor feeling lost or you're a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.

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What's the point in supplementing roofing jobs? I'm busy enough as it is.

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This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple - to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:

  • Quantity of Materials
  • Installation Best Practices
  • Adhering to Building Code Mandates
  • More

The truth is that insurance companies aren't the enemy, but they sure do make mistakes. It's up to you, as the roofing contractor, to discover and remediate those mistakes - not just for you but for your roofing client. The fact is that your clients hire you because they believe you're an expert at filing and managing roof insurance claims. By supplementing those claims, you're both demonstrating your expertise while providing excellent service and results. If you don't have the time to do so, it's wise to search for professional help with your roofing insurance supplements.

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Is there a set number of roofing jobs that I should supplement?

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The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.

The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.

If you're just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.

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When is the right time to think about roofing insurance supplements in Duluth, MN?

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When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.

For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.

Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don't have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.

Your Trusted Choice for Roofing Insurance Supplements in Duluth, MN

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IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.

Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.

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Latest News in Duluth, MN

NOTICE OF MORTGAGE FORECLOSURE SALE NOTI

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): James E. Boutto and Sandra J. Boutto, Husband & Wife MORTGAGEE: U.S. Bank National Association N.D. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 St. Louis County Recorder Document Number: 01099442 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicab...

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): James E. Boutto and Sandra J. Boutto, Husband & Wife MORTGAGEE: U.S. Bank National Association N.D. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 St. Louis County Recorder Document Number: 01099442 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender/Broker/Mortgage Originator: U.S. Bank National Association N.D. Residential Mortgage Servicer: U.S. Bank National Association COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis Property Address: 8324 Forgys Point Rd, Cook, MN 55723 Tax Parcel ID Number: 250-0050-00060 LEGAL DESCRIPTION OF PROPERTY: Lots 6 and 7 Plat of Forgy`s Point, Lake Vermilion and located in Wakemup Narrows in Beatty Township in St. Louis County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,152.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2024 at 10:00 AM PLACE OF SALE: County Sheriff`s office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 3, 2024, or the next business day if July 3, 2024 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 9, 2023 MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 052172-F3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 3, 2024 at 10:00 AM has been postponed to February 7, 2024 at 10:00 AM in the St. Louis County Sheriff`s office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota in said County and State. DATED: December 27, 2023 MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 7, 2024 at 10:00 AM has been postponed to March 13, 2024 at 10:00 AM in the St. Louis County Sheriff`s office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota in said County and State. DATED: January 22, 2024 MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 052172-F3 (Jan. 27, 2024) 293021

Flaherty Joins Hughes on U.S. Rivalry Roster for February

Former University of Minnesota Duluth standout defenseman Maggie Flaherty will make her U. S. National Team debut in February, joining her former Bulldog teammate, All-American Gabbie Hughes, in the next three-game Rivalry Series.Flaherty, who was a part ...

Former University of Minnesota Duluth standout defenseman Maggie Flaherty will make her U. S. National Team debut in February, joining her former Bulldog teammate, All-American Gabbie Hughes, in the next three-game Rivalry Series.

Flaherty, who was a part of the USA Hockey National Festival roster last August, will make her first-ever appearance for the senior U.S. squad. The defenseman from Lakeville, Minn. netted nine goals to go with 16 assists for 25 points last season for the Bulldogs, and was selected to the All-WCHA First Team for her outstanding efforts. The blueliner left the UMD program its eighth-highest scoring defenseman ever, having contributed 16 goals and 60 assists for 76 points in 153 games. Flaherty's 60 assists rank fifth all-time among defenseman.

Taken No. 24th overall in the fourth round of the PWHL draft in September, Flaherty currently mans the blueline for Minnesota and has skated in six games.

Hughes, who played in the fall Rivalry series and earned a gold medal with the U.S. at the 2023 IIHF World Championship, returns to the U.S. team in the midst of her PWHL season with Ottawa where the rookie has scored two goals and added an assist in her first five games. The forward from Lino Lakes, Minn. and 2023 Hockey Humanitarian winner went No. 20 overall in the fourth round to Ottawa last fall.

In three Rivalry Series games this season, Hughes has scored two goals, and over 10 games with the U.S. National Team in 2023, Hughes record three tallies overall and an assist for four points.

Hughes closed the books on one of the most prolific offensive careers in Bulldog program history last March. The center ranks fifth all-time on the UMD scoring chart with 214 career points in 165 games, and owns the third most career assists in program history with 133. With 46 points this past season, Hughes, who had 59 a year ago, was the first player since Ashleigh Brykaliuk posted back-to-back 45 points-plus seasons in 2015-16 (47 points) and 2016-17 (45 points). Hughes ranks in the top-five among all active NCAA players in points at third (214), third in points per game (and first in the WCHA 1.32), third in assists (133), sixth in assists per game (0.82), and fifth in game-winning goals (17).

Team USA is up 3-1 in the seven-game Rivalry Series. Game five will take place at the SaskTel Centre in Saskatoon, Sask., on Feb. 7 at 7 p.m. CT, with game six at the Brandt Centre in Regina, Sask., on Feb. 9 at 7 p.m. CT.

USA Hockey will host game seven at the Xcel Energy Center in Saint Paul, Minn., on Feb. 11 at 1 p.m. CT.

No. 2 Wisconsin Slips by No. 7 Bulldogs 2-1 in Series Opener

For a second straight game, the No. 7 University of Minnesota Duluth women's hockey team pushed one of the nation's top teams to the edge, but unfortunately for the Bulldogs, for a second straight game, the end result didn't go their way.The No. 2 University of Wisconsin snuck past UMD 2-1 Friday afternoon at AMSOIL Arena to retake their lead in head-to-head games this season (2-1), though UMD still has the edge over the past two seasons (4-3)."I think we had the opportunities, I thought it was a gre...

For a second straight game, the No. 7 University of Minnesota Duluth women's hockey team pushed one of the nation's top teams to the edge, but unfortunately for the Bulldogs, for a second straight game, the end result didn't go their way.

The No. 2 University of Wisconsin snuck past UMD 2-1 Friday afternoon at AMSOIL Arena to retake their lead in head-to-head games this season (2-1), though UMD still has the edge over the past two seasons (4-3).

"I think we had the opportunities, I thought it was a great hockey game other than the end," said UMD head coach Maura Crowell. "Like we keep saying, we are right there. That's a good hockey team. I think we're right with them and just need to tighten up some of those spots."

After a scoreless and even first period, both teams broke through on the scoreboard in the second. Wisconsin's Casey O'Brien struck first 3:31 into the frame, but sophomore Danielle Burgen answered with a outside drive to the net on her own. Burgen beat Badger goaltender Jane Gervais blocker side for the equalizer at 7:46.

Tied after two periods of play, Wisconsin benefited from a power play it had carried over into the third period and struck with the extra skater on a goal from Lacey Eden just one minute into the frame in what would be the eventual game-winner.

The Bulldogs had outstanding goaltending from sophomore Hailey MacLeod, who made 32 saves and has now made 54 stops against the Badgers in two games this season. Wisconsin, who outshot UMD 34-21 overall, had 20 saves courtesy of Gervais and improved to 21-4-0 overall and 15-4-0 in the Western Collegiate Hockey Association.

UMD (13-10-2, 10-9-0) will skate for the series split tomorrow afternoon at AMSOIL. Puck drop is scheduled for 3:00 p.m.

No. 2 Badgers down No. 7 Minnesota Duluth, 2–1

DULUTH, Minn. – The No. 2 Wisconsin women's hockey team extended its winning streak to eight games thanks to 2-1 win over No. 7 Minnesota Duluth on Friday afternoon at AMSOIL Arena. and each found the back of the net as the Badgers (21-4-0, 15-4-0-0-1-0 WCHA) battled to take down the Bulldogs (13-9-2, 10-8-0-1-0-0 WCHA) in a top-10 showdown.Wisconsin struck first when O'Brien capitalized on the rebound, lifting the Badgers to a 1-0 advantage with 13:29 left in the second frame.UMD answered back j...

DULUTH, Minn. – The No. 2 Wisconsin women's hockey team extended its winning streak to eight games thanks to 2-1 win over No. 7 Minnesota Duluth on Friday afternoon at AMSOIL Arena.

and each found the back of the net as the Badgers (21-4-0, 15-4-0-0-1-0 WCHA) battled to take down the Bulldogs (13-9-2, 10-8-0-1-0-0 WCHA) in a top-10 showdown.

Wisconsin struck first when O'Brien capitalized on the rebound, lifting the Badgers to a 1-0 advantage with 13:29 left in the second frame.

UMD answered back just over a minute later to make it 1-1 headed into the final period.

The Badgers found the back of the net early in the third as Eden scored on the power play with 19 minutes left to give UW a 2-1 advantage.

stopped 20 of the shots she faced for her 11th win of the year.

Three Notes of the Game - tallied her 40th point of the season, marking the 10th game in a row that the forward has scored a point. - earned her 20th career win in net for UW. - The Badgers advance to 59-37-16 all-time against the Bulldogs, including a 15-6-1 record since 2018-19.

Straight from the Rink Junior Lacey Eden On her game-winning power play goal: "We've had a couple of games where we haven't scored on the power play, but we've been getting a lot of chances so we knew it was coming. It definitely felt good to get one on the power play because we've been working the puck so well."

Junior Jane Gervais On grabbing another win at AMSOIL Arena: "It's always fun to play here, I think it's a good rivalry. They're a good team and we've had success here in the past so it's just nice to keep the train rolling."

Senior Casey O'Brien On what to expect tomorrow from the Bulldogs: "I'm expecting them to come out with their best against us. As long as we stick to our game and play just as hard as we did today, I think we'll be fine. I think we need to expect a faster start and a physical game tomorrow."

Up Next: The Badgers and Bulldogs wrap up their series on Saturday with a 3 p.m. game at AMSOIL Arena in Duluth. Fans can watch the game in the Madison area on Me-TV (Channel 15-2, watch online through Big Ten Plus or listen on 100.9 FM.

Bulldogs lose another tight game to top-10 foe, Wisconsin

DULUTH — Minnesota Duluth’s struggles against top-10 teams in 2024 continued Friday via a 2-1 loss to second-ranked Wisconsin in WCHA play at Amsoil Arena.The Bulldogs, a top-10 team themselves at No. 7, fell to 0-4-1 against teams ranked in the USCHO.com and The Rink Live/USA Hockey national polls. UMD was swept a week ago at No. 1 Ohio State after starting the year...

DULUTH — Minnesota Duluth’s struggles against top-10 teams in 2024 continued Friday via a 2-1 loss to second-ranked Wisconsin in WCHA play at Amsoil Arena.

The Bulldogs, a top-10 team themselves at No. 7, fell to 0-4-1 against teams ranked in the USCHO.com and The Rink Live/USA Hockey national polls. UMD was swept a week ago at No. 1 Ohio State after starting the year with a loss and tie at Quinnipiac, currently ranked eighth.

UMD and Wisconsin meet again at 3 p.m. Saturday at Amsoil Arena.

“We're right there, like we keep saying,” UMD coach Maura Crowell said. “We are right there, and that's a good hockey team. I think we're right with them.”

The Badgers — who beat Minnesota and Ohio State 10 months ago at Amsoil Arena for their seventh NCAA championship — got goals from senior center Casey O’Brien and junior wing Lacey Eden. O’Brien scored off a rebound early in the second period and Eden struck at the very end of a power play a minute into the third period for the game-winner.

Other than those two goals, Bulldogs sophomore goaltender Hailey MacLeod was a brick wall for the Bulldogs, stopping every breakaway and 2-on-1 attack the Badgers could throw at her. She finished with 32 saves a week after making 35 saves in a 3-0 loss against the Buckeyes in Columbus.

More UMD women's hockey coverage:

“They're doing great back there. The whole team is super confident with them,” UMD sophomore wing Danielle Burgen said of MacLeod and freshman goalie Eve Gascon, who stopped 32 shots last Saturday in a 1-0 loss at OSU. “They start a lot of the plays that we get up ice. We could probably do a little more for them on the offensive side and keep the pucks out of the (defensive) zone.”

Three of the Bulldogs' four losses to top-10 teams in the opening month of 2024 have come by a goal, and UMD has been held to two goals or less in its five games this month against Quinnipiac, OSU and Wisconsin.

UMD was shut out in both games a week ago in Columbus. Burgen ensured there wasn’t a third-straight shutout by picking up the Bulldogs' lone goal Friday to tie the game at 1-1 in the second.

Burgen came flying off the bench on a line change to pick up a loose puck in the UMD defensive zone. She used her running start to fly by a pair of Badgers to score just her third goal of the season and fourth of her college career.

Burgen credited fifth-year senior Mannon McMahon for creating a Badgers turnover that led to the breakaway.

“Mannon chipped it out of pressure, so there was kind of a lot of space,” Burgen said. “Grace (Sadura) had a nice change coming off (the ice), so I was able to get out there with a lot of room and fresh legs.”

Crowell called Burgen’s goal at 7:46 of the second period a “great response” to the Badgers’ first goal of the game a little over four minutes earlier.

UMD was unable to respond to Eden’s game-winner, however. The Bulldogs were unable to get MacLeod to the bench, either, for an extra attacker until the closing seconds of the game as the Badgers pinned the Bulldogs in the home zone for the final three and a half minutes.

Crowell said it was a great hockey game for her team, other than its inability to get set up for an extra attacker to tie the game.

“We had the opportunities,” Crowell said to get MacLeod to the bench. “We had plenty of time — 3:30, I think, on the clock and a neutral zone face off, and a couple in the (offensive) zone. You got to win those. You got to have some composure when the pressure is high, and they're coming at you. Obviously, we're trying in those moments, but I think we just have to show a little more poise because there were opportunities where we could have just pulled it out of the mess, settled down and I think they would have probably backed off a little. Then we can get up ice and get our goalie out.”

Wisconsin 0-1-1—2Minnesota Duluth 0-1-0—1First periodNo scoringSecond period1. UW, Casey O’Brien (Vivian Jungles), 3:312. UMD, Danielle Burgen (Mannon McMahon), 7:46Third period3. UW, Lacey Eden (Kirsten Simms, O’Brien), 1:00 (pp)Saves — Jane Gervais, UW, 20; Hailey MacLeod, UMD, 32.Power play — UW 1-2; UMD 0-1. Penalties — UW 1-2; UMD 2-4.

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