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Roofing insurance supplements

Why Hire a Company to Help with Roofing Insurance Claims?

Why Hire a Company to Help with Roofing Insurance Supplements in Fargo, ND?

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Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company's financial success. Given the high level of competition in the industry, it's important to seek ways to gain an edge over your competitors continuously.

For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.

Roofing Insurance Claim Fargo, ND

Great Xactimate Training is Hard to Find

When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.

Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.

Help Ensure You're Doing Your Best Work

Without roofing insurance supplements in Fargo, ND, it can be easy for an insurance adjuster to miss certain types of damage when they're assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.

The Process of Supplementing Takes Time You Don't Have

Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don't have business obligations and client needs to exceed.

Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.

Office Turnover Hurts

Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.

Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?

Rejected Roofing Insurance Supplements are Real

One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.

Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.

Keeping It "In-House" Isn't Always Wise

Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you're fed up. That's why roofing contractors use companies like IRC Estimates - to ensure they get the materials and compensation they truly deserve to do the best job possible.

FAQs About Roofing Insurance Supplements in Fargo, ND

As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that's OK - everyone has got to start somewhere.

Whether you're a new roofing contractor feeling lost or you're a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.

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What's the point in supplementing roofing jobs? I'm busy enough as it is.

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This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple - to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:

  • Quantity of Materials
  • Installation Best Practices
  • Adhering to Building Code Mandates
  • More

The truth is that insurance companies aren't the enemy, but they sure do make mistakes. It's up to you, as the roofing contractor, to discover and remediate those mistakes - not just for you but for your roofing client. The fact is that your clients hire you because they believe you're an expert at filing and managing roof insurance claims. By supplementing those claims, you're both demonstrating your expertise while providing excellent service and results. If you don't have the time to do so, it's wise to search for professional help with your roofing insurance supplements.

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Is there a set number of roofing jobs that I should supplement?

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The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.

The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.

If you're just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.

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When is the right time to think about roofing insurance supplements in Fargo, ND?

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When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.

For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.

Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don't have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.

Your Trusted Choice for Roofing Insurance Supplements in Fargo, ND

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IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.

Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.

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Latest News in Fargo, ND

“He had a 1% chance of living:” 22-year-old Fargo man receives double lung transplant

FARGO, N.D. (Valley News Live) - A 22-year-old Fargo man is recovering at the University of Minnesota Medical Center following a double lung transplant on Jan. 1, 2024.Jackson Allard initially went to the hospital in October with complaints of a stomach ache. He was admitted because of low oxygen levels, and later tested positive with Influenza 4 and double pneumonia. His condition was deteriorating at such a rate that he was eventually put on life support and transferred to the University of Minnesota.After weeks without impro...

FARGO, N.D. (Valley News Live) - A 22-year-old Fargo man is recovering at the University of Minnesota Medical Center following a double lung transplant on Jan. 1, 2024.

Jackson Allard initially went to the hospital in October with complaints of a stomach ache. He was admitted because of low oxygen levels, and later tested positive with Influenza 4 and double pneumonia. His condition was deteriorating at such a rate that he was eventually put on life support and transferred to the University of Minnesota.

After weeks without improvement, Jackson’s condition was so severe, doctors said he needed a transplant.

Jackson’s Grandma, Doreen Hurlburt says, “At one point a doctor said he had a 1% chance of living and we said, ‘He’s fighting, he’s fought for how many weeks we’re going to give him a chance to fight, we’re not going to stop any procedures or anything’.”

She describes her grandson as, “He’s just friendly, he’s outgoing, everybody’s just attracted to his energy and how much fun he is.”

She’s been by Jackson’s side through the entire ordeal.

Jackson’s doctors and family believe his medical complications were made worse because of his vaping habit.

“You have to stop vaping, and we kept telling him that over and over and over again, and he was a heavy vaper. He vaped all the time, but he said, ‘It’s better than cigarettes.’ Well they said, with cigarettes in 50 years you’ll have lung cancer, in 5 years, if you vape they will see you with permanent lung damage,” explains Doreen.

Dr. Stephanie Hanson at Sanford says, “Vaping or e-cigarette use is relatively new, so we don’t necessarily know a lot of the long-term effects of vaping and that’s honestly one of the scariest things about it.”

For the last 3 months, Jackson has been fighting for his life and at one point, his heart stopped beating.

Doreen says, “I thought for sure we were going to lose him. I thought for sure he’s not going to survive this, but in my mind I kept picturing him coming home.”

Now that he’s had a double lung transplant, Jackson is on the road to recovery, but he’s not out of the woods just yet.

“His life will totally be different because of that,” says Doreen.

Jackson and his mother will have to stay in Minneapolis for at least the next 6 months to attend regular check-ups at the U of M. He can never drink alcohol or smoke ever again and he’ll need another transplant some time down the road.

Doreen says of Jackson, “He said, he just wants to make sure other people don’t do what he did, vape, and end up having to go through what he went through.”

To see more of our coverage on Jackson’s journey, you can follow this link.

You can donate to Jackson’s GoFundMe, here.

Copyright 2024 KVLY. All rights reserved.

Video shows school bus driver in North Dakota cursing at students

FARGO, N.D. (KVLY/Gray News) - A North Dakota school bus driver is under fire after a recent video showed him cursing at students.The incident occurred during a routine school bus pickup at Ben Franklin Middle School in Fargo. According to the Valley Bus driver’s remarks, he was upset because students were al...

FARGO, N.D. (KVLY/Gray News) - A North Dakota school bus driver is under fire after a recent video showed him cursing at students.

The incident occurred during a routine school bus pickup at Ben Franklin Middle School in Fargo. According to the Valley Bus driver’s remarks, he was upset because students were allegedly pushing and shoving each other as the bus was pulling up to the school. The situation escalated to the point where a student came dangerously close to being hit by the bus.

Valley Bus, in a statement in a Facebook comment section about the video, expressed regret over the use of inappropriate language by their driver. However, they emphasized the need to understand the context of the incident and the tension it created for the driver.

The statement reads: “While we do not condone and regret this language, the driver was extremely upset because while pulling up to the school students were pushing and shoving each other for position, resulting in a student nearly being hit by the bus. Both Valley Bus and Ben Franklin School are working to make it safer at the school, which will reduce the stress on everyone.”

In a statement to KVLY, Valley Bus reiterated their stance on the situation, stating: “We believe the language was inexcusable and regrettable. But the context of having a student nearly pushed in front of the bus and hit also needs to be understood as contributing to the tension felt by that driver.”

The controversial comment made by the Valley Bus driver sparked a heated discussion on social media, with many users expressing their concern over the use of such language. Some individuals argued that professionalism should be maintained in all circumstances, while others sympathized with the driver’s stress given the potentially dangerous situation.

In a statement to KVLY, Fargo Public Schools said they do not condone the language used by the bus driver and will be working with Valley Bus on the appropriate next steps regarding the incident.

Copyright 2023 KVLY via Gray Media Group, Inc. All rights reserved.

Korean BBQ and hot pot restaurant to open this spring in Fargo

FARGO — A KPOT Korean BBQ and Hot Pot restaurant will open in the former Johnny Carino’s building by April or May, a managing member of the ownership group told The Forum last week.Demolition has been underway since December, and construction on the interior and exterior should begin in the next week or two, according to Benny Cheng of KHP Fargo LLC.“Johnny Carino’s left everything in there. We’re basically gutting the entire thing, giving customers a new look and experience that Fargo hasn’t...

FARGO — A KPOT Korean BBQ and Hot Pot restaurant will open in the former Johnny Carino’s building by April or May, a managing member of the ownership group told The Forum last week.

Demolition has been underway since December, and construction on the interior and exterior should begin in the next week or two, according to Benny Cheng of KHP Fargo LLC.

“Johnny Carino’s left everything in there. We’re basically gutting the entire thing, giving customers a new look and experience that Fargo hasn’t seen before with this type of restaurant,” Cheng said.

The all-you-can-eat restaurant is an interactive experience, with diners preparing their food to their own tastes at each table, he said.

It's not a buffet. Instead, thinly sliced meats and vegetables are brought to each table, where they are prepared on a grill, or cooked in a hot pot with a seasoned broth that infuses the ingredients with flavor.

“Most of the Midwest hasn’t seen this kind of concept of restaurant,” Cheng said.

The local KPOT is incorporated in North Dakota under the name KHP Fargo LLC., according to the Secretary of State's office.

The ownership group that Cheng is part of has five other KPOT restaurants, “and we do have quite a few coming,” he said.

The lease for the Fargo restaurant was signed in July, according to Cheng. Since then, architects have redesigned the interior and exterior of the restaurant. While the wait is perhaps longer than people may have anticipated, “for us, we’re still on track,” Cheng said.

The first KPOT opened in 2018, and most locations are on the east coast, though the company has been expanding rapidly. KPOT’s website lists 57 locations now open, and 119 more as coming soon.

Other KPOT locations planned in the region include Sioux Falls, South Dakota, Maple Grove, Minnesota, Des Moines, Iowa, and Lincoln and Omaha, Nebraska, according to the corporation's website.

The Fargo Johnny Carino’s abruptly closed its doors Sept. 13, 2022 , after operating nearly 20 years at that spot. It was a popular eatery, and readers had voted it the Best Italian Restaurant three years earlier in The Forum’s annual "Best of the Red River Valley" polling.

The Bismarck Johnny Carino’s closed less than two weeks later.

Both restaurants were owned by Prairie Pasta, Inc., of Sioux Falls.

“He had a 1% chance of living:” Vaping leads to double lung transplant for 22-year-old Fargo man

FARGO, N.D. (Valley News Live) - A 22-year-old Fargo man is recovering at the University of Minnesota Medical Center following a double lung transplant on Jan. 1, 2024.Jackson Allard initially went to the hospital in October with complaints of a stomach ache. After weeks without improvement, Jackson’s condition was so severe, doctors said he needed a transplant.Jackson’s Grandma, Doreen Hurlburt says, “At one point a doctor said he had a 1% chance of living and we said, ‘He’s fighting, he’s f...

FARGO, N.D. (Valley News Live) - A 22-year-old Fargo man is recovering at the University of Minnesota Medical Center following a double lung transplant on Jan. 1, 2024.

Jackson Allard initially went to the hospital in October with complaints of a stomach ache. After weeks without improvement, Jackson’s condition was so severe, doctors said he needed a transplant.

Jackson’s Grandma, Doreen Hurlburt says, “At one point a doctor said he had a 1% chance of living and we said, ‘He’s fighting, he’s fought for how many weeks we’re going to give him a chance to fight, we’re not going to stop any procedures or anything’.”

She describes her grandson as, “He’s just friendly, he’s outgoing, everybody’s just attracted to his energy and how much fun he is.”

She’s been by Jackson’s side through the entire ordeal.

“You have to stop vaping, and we kept telling him that over and over and over again, and he was a heavy vaper. He vaped all the time, but he said, ‘It’s better than cigarettes.’ Well they said, with cigarettes in 50 years you’ll have lung cancer, in 5 years, if you vape they will see you with permanent lung damage,” explains Doreen.

Dr. Stephanie Hanson at Sanford says, “Vaping or e-cigarette use is relatively new, so we don’t necessarily know a lot of the long-term effects of vaping and that’s honestly one of the scariest things about it.”

For the last 3 months, Jackson has been fighting for his life and at one point, his heart stopped beating.

Doreen says, “I thought for sure we were going to lose him. I thought for sure he’s not going to survive this, but in my mind I kept picturing him coming home.”

Now that he’s had a double lung transplant, Jackson is on the road to recovery, but he’s not out of the woods just yet.

“His life will totally be different because of that,” says Doreen.

Jackson and his mother will have to stay in Minneapolis for at least the next 6 months to attend regular check-ups at the U of M. He can never drink alcohol or smoke ever again and he’ll need another transplant some time down the road.

Doreen says of Jackson, “He said, he just wants to make sure other people don’t do what he did, vape, and end up having to go through what he went through.”

To see more of our coverage on Jackson’s journey, you can follow this link.

You can donate to Jackson’s GoFundMe, here.

Copyright 2024 KVLY. All rights reserved.

Fargo community and beyond continues search for missing service dog

FARGO, N.D. (Valley News Live) -A family in West Fargo is still missing their service dog nineteen days later. The dog, Ruby, went missing on Dec. 3.They say they haven’t given up hope yet. The Fargo community and beyond is also doing to what they can to help bring Ruby home.“I can’t imagine what she’s going through. The anxiety and the stress that it’s cause...

FARGO, N.D. (Valley News Live) -

A family in West Fargo is still missing their service dog nineteen days later. The dog, Ruby, went missing on Dec. 3.

They say they haven’t given up hope yet. The Fargo community and beyond is also doing to what they can to help bring Ruby home.

“I can’t imagine what she’s going through. The anxiety and the stress that it’s caused,” says Ruby’s owner, Jason Larkin.

He hasn’t gone more than 10 minutes without Ruby since he got her a year and a half ago.

He says, “It’s hard not being with her and not knowing where she’s at.”

The past two weeks, Larkin has been looking everywhere for Ruby, along with the rest of the community.

Larkin says, “It’s been absolutely amazing, I’ve met so many people who have volunteered their time to search for her.” He adds, “I think every digital billboard company in town has contacted me and offered to put the missing dog posters up on their billboards.”

Larkin says he’s received more than 100 calls and messages from people trying to help. Someone in Florida even reached out to him! Another person offered to double the reward he’s offering to find Ruby, from $5,000 to 10,000.

But he says, “I have not had one person ask about the reward, they just want me to get my dog back and I think anyone who has a pet can relate how much that means to a family.”

Larkin is following up on a lead that Ruby might be in Jamestown. He thinks it’s possible someone in Fargo found and sold her. He says he won’t press charges if that’s the case.

He says, “I just want Ruby back. I just want her back.”

Larkin isn’t giving up hope that Ruby will one day, come home.

You can find previous coverage on this story, here.

Copyright 2023 KVLY. All rights reserved.

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