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Roofing insurance supplements

Why Hire a Company to Help with Roofing Insurance Claims?

Why Hire a Company to Help with Roofing Insurance Supplements in Kansas City, MO?

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Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company's financial success. Given the high level of competition in the industry, it's important to seek ways to gain an edge over your competitors continuously.

For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.

Roofing Insurance Claim Kansas City, MO

Great Xactimate Training is Hard to Find

When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.

Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.

Help Ensure You're Doing Your Best Work

Without roofing insurance supplements in Kansas City, MO, it can be easy for an insurance adjuster to miss certain types of damage when they're assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.

The Process of Supplementing Takes Time You Don't Have

Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don't have business obligations and client needs to exceed.

Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.

Office Turnover Hurts

Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.

Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?

Rejected Roofing Insurance Supplements are Real

One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.

Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.

Keeping It "In-House" Isn't Always Wise

Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you're fed up. That's why roofing contractors use companies like IRC Estimates - to ensure they get the materials and compensation they truly deserve to do the best job possible.

FAQs About Roofing Insurance Supplements in Kansas City, MO

As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that's OK - everyone has got to start somewhere.

Whether you're a new roofing contractor feeling lost or you're a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.

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What's the point in supplementing roofing jobs? I'm busy enough as it is.

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This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple - to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:

  • Quantity of Materials
  • Installation Best Practices
  • Adhering to Building Code Mandates
  • More

The truth is that insurance companies aren't the enemy, but they sure do make mistakes. It's up to you, as the roofing contractor, to discover and remediate those mistakes - not just for you but for your roofing client. The fact is that your clients hire you because they believe you're an expert at filing and managing roof insurance claims. By supplementing those claims, you're both demonstrating your expertise while providing excellent service and results. If you don't have the time to do so, it's wise to search for professional help with your roofing insurance supplements.

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Is there a set number of roofing jobs that I should supplement?

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The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.

The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.

If you're just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.

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When is the right time to think about roofing insurance supplements in Kansas City, MO?

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When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.

For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.

Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don't have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.

Your Trusted Choice for Roofing Insurance Supplements in Kansas City, MO

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IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.

Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.

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Latest News in Kansas City, MO

Fountain Cards for Kansas City residents now available

KANSAS CITY, Mo. (KCTV) - Kansas Citians can now get a a municipal ID card for free in Kansas City when they don’t have the documents traditionally needed to get another form of ID.The Kansas City Health Department began issuing Fountain Cards starting Wednesday morning.While the ID cards are available to anyone who lives in Kansas City, the new cards are meant to help people who do not have a stat...

KANSAS CITY, Mo. (KCTV) - Kansas Citians can now get a a municipal ID card for free in Kansas City when they don’t have the documents traditionally needed to get another form of ID.

The Kansas City Health Department began issuing Fountain Cards starting Wednesday morning.

While the ID cards are available to anyone who lives in Kansas City, the new cards are meant to help people who do not have a state-issued ID such as a driver’s license.

The cards will help people open savings and checking accounts, rent apartments, and access a number of services provided by the city.

Kansas City Mayor Quinton Lucas said in August that the Fountain Cards are something the city has worked on for years. The program will be managed through the Kansas City Health Department.

“Certainly, there are a lot of folks who I would say, ‘Today, make sure you get one.’ So you can open that bank account, so you can get that job,” Lucas said on Wednesday. “There are benefits for each and every one of us who exists in KC.”

Similar to a US Passport, the Adult Fountain Cards will remain valid for ten years from the issuance date, while the Minor Fountain Cards will remain valid for five years from the issuance date, according to a release.

ALSO READ: Questions remains as authorities continue investigation into death of 3 Northland men

To get a Fountain Card, applicants must complete an application through the health department and present proof of residency. One form of photo ID is also required. If the applicant does not have a photo ID, the person is allowed to submit at least two of the following alternate forms of ID:

“Hopeful that having this opportunity here at the health department that is on a bus line, that is easily accessible will make it easier and relieve the stress there at the one location that they have to get a state ID,” Mayor Pro Tem Ryana Parks-Shaw said.

The city budgeted about $250,000 to cover the costs of the Fountain Cards.

Each card is good for 10 years for adults. Minors who apply for a card will be required to renew it after five years.

Copyright 2024 KCTV. All rights reserved.

Ravens attracting big bets as AFC Championship Game favorite

ReactionsLike546Funny7Interesting3Wow1Celebrate1Patrick Mahomes hasn't been this big of an underdog in a long time.The line on the AFC Championship Game moved toward the favored Baltimore Ravens in recent days and was sitting as high as -4.5 on Sunda...

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Patrick Mahomes hasn't been this big of an underdog in a long time.

The line on the AFC Championship Game moved toward the favored Baltimore Ravens in recent days and was sitting as high as -4.5 on Sunday morning, up a point from the consensus opening spread.

Mahomes is poised to be an underdog for only the 12th time in his career. The Kansas City Chiefs have not been an underdog of three or more points in Mahomes' past 73 starts, according to ESPN Stats & Information.

The last time the Chiefs were as big as a 4.5-point underdog was the third start of Mahomes' career -- Week 3 of the 2018 season against the Pittsburgh Steelers.

Mahomes has thrived in the underdog role. The Chiefs are 8-3 outright as underdogs with Mahomes under center and 9-1-1 against the spread in those games. Yet many of the biggest bets reported last week by sportsbooks have been on the Ravens.

Caesars Sportsbook took a $100,000 bet on Baltimore to win the Super Bowl at +195 odds, and BetMGM reported taking a $175,000 money-line bet on the Ravens to beat the Chiefs at -200 odds.

The overall action on the AFC Championship Game point spread, however, was relatively balanced entering Sunday.

Ed Salmons, a veteran Las Vegas oddsmaker with the SuperBook, pointed to Kansas City All-Pro guard Joe Thuney being out and the expected returns of Ravens starting cornerback Marlon Humphrey and tight end Mark Andrews as factors he believes were driving the line movement.

"We have lots and lots of Ravens parlays," Salmons said.

The point spread on the NFC Championship Game also moved toward the favorite in recent days, with the San Francisco 49ers going from -7 to -7.5 at some sportsbooks late in the week, despite heavy support from the betting public on the underdog Detroit Lions.

As of Sunday morning at DraftKings, there had been more than twice as many point spread bets on the Lions as there had been on the 49ers.

The Lions money line (+275) and spread (+7) are the two most popular bets of the day Sunday at BetMGM. Compared to wagers on the 49ers, Detroit's spread has attracted 71% of the bets and 58% of the handle, while its money line has garnered 89% of the tickets and 82% of the money.

"The Lions are the most bet team to win and cover in the conference championship games," trading manager Christian Cipollini said. "BetMGM will be cheering for the 49ers on Sunday."

While the public is heavily behind Detroit, there are at least a few big money players on San Francisco. Earlier in the week, South Point reported a $110,000 bet on the Niners at -7.

ESPN's Doug Greenberg contributed to this report.

Sources: Panthers eye Chiefs' Brandt Tilis for revamped front office

ReactionsLike33Fire1The Carolina Panthers are targeting Kansas City Chiefs vice president of football operations Brandt Tilis for a prominent front office role in their organization that matches him up with ...

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The Carolina Panthers are targeting Kansas City Chiefs vice president of football operations Brandt Tilis for a prominent front office role in their organization that matches him up with new general manager Dan Morgan, league sources told ESPN.

While expecting to take a significant Chiefs employee, sources told ESPN that the Panthers want to structure their front office like the San Francisco 49ers -- another team playing in Sunday's conference championship games.

The Panthers have given Morgan the official title of president of football operations/general manager -- the same title that the 49ers have given John Lynch.

Tilis is likely to land a similar role to 49ers chief contract negotiator Paraag Marathe, who has the title of executive vice president of football operations, according to sources. Then the Panthers would have Morgan and Tilis work in much the same way that Lynch and Marathe do.

But the Panthers are not done modeling their organization after others. New head coach Dave Canales is expected to lure some of the assistant coaches whom he worked with in Tampa Bay and Seattle the past two seasons.

Canales already is scoping out which Buccaneers assistant coaches he can add to the Panthers' staff, and according to sources, some are expected to make the move within the NFC South Division from Tampa Bay to Carolina.

Canales also is expected to reach back to his days with the Seahawks to pluck away some former Seattle assistant coaches. Two who are likely to join the Panthers are Pete Carroll's son, Nate Carroll, who works as the Seahawks' senior offensive assistant coach, and former Seahawks assistant special teams coach Tracy Smith, according to sources.

Carolina is hoping to make this a long-term project; indicative of this is the six-year contract that owner David Tepper gave to Canales. The Panthers officially hired Canales as their new head coach Thursday, three days after naming Morgan as their GM.

Reports: Royals, utility man Adam Frazier reach 1-year deal

ReactionsLike59Funny1The Kansas City Royals and utility man Adam Frazier have agreed to a one-year, $4.5 million contract to provide the club with a left-handed bat and some versatility in the lineup, according to multiple reports.Frazier will make $2 million this season with an $8.5 million mutual option fo...

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The Kansas City Royals and utility man Adam Frazier have agreed to a one-year, $4.5 million contract to provide the club with a left-handed bat and some versatility in the lineup, according to multiple reports.

Frazier will make $2 million this season with an $8.5 million mutual option for next season and a $2.5 million buyout, according to reports. The deal is pending a physical.

The 32-year-old Frazier spent last season with the American League East champion Baltimore Orioles, hitting .240 with career highs of 13 homers and 60 RBIs across 141 games. He primarily played second base in Baltimore, but the Royals envision using him at several spots; he also has played shortstop, third base and all three outfield positions in his career.

Frazier was an All-Star in 2021, when he began the season with the Pittsburgh Pirates and was traded to the San Diego Padres in July. He hit .305 that season and showcased a low strikeout rate that should play well in the Kansas City lineup and Kauffman Stadium.

The Royals appeared set with their lineup as they headed toward spring training.

Rising star Bobby Witt Jr. is entrenched at shortstop, Michael Massey is expected to man second base, and Maikel Garcia, another young cornerstone player, will handle the primary duties at third base. The Royals added Hunter Renfroe in free agency to provide some pop to the lineup and solidify the outfield, while Drew Waters, Kyle Isbel and MJ Melendez will compete for at-bats.

But after injuries played a big part in another 100-loss season for the Royals in 2023, the relatively low-risk deal to add Frazier to the mix makes sense. He could capably fill in at a variety of spots if Kansas City loses anybody for an extended period.

The Royals already had been among the busiest teams in free agency.

Along with signing Renfroe and utility man Garrett Hampson to fortify the lineup, they almost completely revamped their pitching staff. They signed Seth Lugo to a three-year, $45 million deal and fellow starter Michael Wacha to a two-year, $32 million contract, which filled two glaring holes in the rotation. They also signed left-hander Will Smith to a $5 million deal to close out games and right-handed reliever Chris Stratton to a $4 million deal to hold onto leads.

The Royals also acquired right-handed starter Kyle Wright, who will be ready in 2025 after rehabbing from shoulder surgery.

Information from The Associated Press was used in this report.

Kadarius Toney’s Kansas City future is cloudy, at best

When the Chiefs traded for receiver Kadarius Toney during the 2022 season, they believed they’d gotten a steal in the form of a player with the talent to become their No. 1 receiver and a very affordable rookie contract that had more than two years left on its original four-year term.Now, it’s fair to ask whether Toney will ever play for the Chiefs again.He has played in only one game since lining up offside on the memorable catch-and-lateral from tight end Travis Kelce that would have become a potential game-winnin...

When the Chiefs traded for receiver Kadarius Toney during the 2022 season, they believed they’d gotten a steal in the form of a player with the talent to become their No. 1 receiver and a very affordable rookie contract that had more than two years left on its original four-year term.

Now, it’s fair to ask whether Toney will ever play for the Chiefs again.

He has played in only one game since lining up offside on the memorable catch-and-lateral from tight end Travis Kelce that would have become a potential game-winning touchdown from Toney. In that Week 15 win over the Patriots, Toney had a glaring drop that became an interception by New England.

Through Sunday, he will have missed six straight games.

The most ominous sign regarding his future with the team comes from the fact that his Saturday downgrade from questionable with a hip injury to out against the Ravens in the AFC Championship included a new designation: personal reasons.

He’s under contract for 2024, at a base salary of $2.53 million. The Chiefs can exercise a fifth-year option by early May. At this point, it would be a surprise if they do.

At this point, it would be a surprise if he’s even with the Chiefs in 2024.

The Chiefs have every reason to make one last effort to get his career pointed in the right direction. They’ve continued to give him chances despite drops and other blunders. A high degree of raw ability earns those extra opportunities.

Eventually, however, enough is enough. The Giants came to that conclusion after a year and a half and only twelve regular-season games. The Chiefs might be coming to that same conclusion after a year and a half and 20 regular-season games.

For 2023, Toney participated in 26 percent of the total offensive snaps in the games he has played. He had only 27 catches for 169 yards for 2023, an average of only 6.3 yards per reception.

That’s not nearly good enough to be regarded as a No. 1 receiver. It might not be good enough to be on the roster at all.

UPDATE 10:22 p.m. ET: Per a source with knowledge of the situation, the “personal reasons” added to Toney’s hip injury are that Toney’s baby daughter was born on Saturday night.

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