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Roofing insurance supplements

Why Hire a Company to Help with Roofing Insurance Claims?

Why Hire a Company to Help with Roofing Insurance Supplements in Rochester, MN?

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Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company's financial success. Given the high level of competition in the industry, it's important to seek ways to gain an edge over your competitors continuously.

For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.

Roofing Insurance Claim Rochester, MN

Great Xactimate Training is Hard to Find

When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.

Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.

Help Ensure You're Doing Your Best Work

Without roofing insurance supplements in Rochester, MN, it can be easy for an insurance adjuster to miss certain types of damage when they're assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.

The Process of Supplementing Takes Time You Don't Have

Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don't have business obligations and client needs to exceed.

Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.

Office Turnover Hurts

Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.

Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?

Rejected Roofing Insurance Supplements are Real

One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.

Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.

Keeping It "In-House" Isn't Always Wise

Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you're fed up. That's why roofing contractors use companies like IRC Estimates - to ensure they get the materials and compensation they truly deserve to do the best job possible.

FAQs About Roofing Insurance Supplements in Rochester, MN

As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that's OK - everyone has got to start somewhere.

Whether you're a new roofing contractor feeling lost or you're a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.

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What's the point in supplementing roofing jobs? I'm busy enough as it is.

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This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple - to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:

  • Quantity of Materials
  • Installation Best Practices
  • Adhering to Building Code Mandates
  • More

The truth is that insurance companies aren't the enemy, but they sure do make mistakes. It's up to you, as the roofing contractor, to discover and remediate those mistakes - not just for you but for your roofing client. The fact is that your clients hire you because they believe you're an expert at filing and managing roof insurance claims. By supplementing those claims, you're both demonstrating your expertise while providing excellent service and results. If you don't have the time to do so, it's wise to search for professional help with your roofing insurance supplements.

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Is there a set number of roofing jobs that I should supplement?

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The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.

The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.

If you're just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.

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When is the right time to think about roofing insurance supplements in Rochester, MN?

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When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.

For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.

Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don't have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.

Your Trusted Choice for Roofing Insurance Supplements in Rochester, MN

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IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.

Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.

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Latest News in Rochester, MN

Life’s Flavors ~ Rochester, MN By Allison Libby-Thesing

Recently my husband and I had a chance to attend the wedding of one of his cousins, in Rochester, Minnesota. We were excited to get away to somewhere different and have a little break from the daily grind. Ironically, the weekend we were there, they happened to have a snowstorm which for them, this past winter has been pretty mild. With not a lot of snow or bad weather. That being said, we did not get out and do very much, beyond taking in the food.While we were staying there, we rented a house, that caters a little more towards peopl...

Recently my husband and I had a chance to attend the wedding of one of his cousins, in Rochester, Minnesota. We were excited to get away to somewhere different and have a little break from the daily grind. Ironically, the weekend we were there, they happened to have a snowstorm which for them, this past winter has been pretty mild. With not a lot of snow or bad weather. That being said, we did not get out and do very much, beyond taking in the food.

While we were staying there, we rented a house, that caters a little more towards people who happen to be in town for the Mayo Clinic but we needed a spot that could host multiple family members, so we could visit and chat outside of a hotel room. The house location was convenient and efficient for our needs. I would always recommend a larger space for bigger groups, since a bed and breakfast is not always an option. The closest one for our trip was thirty minutes away and we wanted to be closer to the wedding venue, maybe next time.

We were able to try a variety of food options while we were there and explore downtown just a bit. I think a summer visit would have been nice, that way we could have taken a wine or brewery tour on the trolley. Or made our way through the sculpture garden, but that was a little too chilly for our tastes this time around.

While in Rochester we found and tried a vegan donut. I know what you are thinking, that had to taste like cardboard, but really it was actually pretty good. Light and fluffy for a cake donut and had great flavor. If you did not know you were ordering a vegan donut you would have thought the batter was just a little different from a standard cake donut and munched it down.

Of course, we had to find the local coffee shop and we found a couple that had some great lattes and cappuccinos. Coffee is one of our favorite ways to start out in a new city, and these ones did not disappoint. Lunch was in order and Thai food was on the list. This restaurant had so many plants inside that it made you think you were staying in a tropical forest instead of the“frozen North.” Plus, the food was great. Just the right amount of spice and fantastic flavor.

The highlight of the trip was of course the wedding. Held in a venue that was once an old hay barn owned by one of the Mayo brothers, the space was creatively used and looked beautiful. We enjoyed seeing family that we do not usually get to see very often and danced the night away with the couple and their friends. It’s always fun to see how other companies cater and serve food, in order to gather new ideas.

No matter how long or short a trip might be, we always try to find the best in each adventure. This one was no different. We were excited to celebrate the newlyweds and explore somewhere new. Our favorite restaurant stop was the Forager Brewery and café. It’s too bad we did not have more time to visit, we would have loved to have explored their craft beer options and their lunch or dinner menu. Next time! Where will your next adventure take you?

By Allison Libby-Thesing

Weather Closings and Delays for Monday, March 25th, 2024

We got quite a bit of snow in the Rochester, Minnesota / Southeast Minnesota area all day today. It's caused some challenging travel conditions which has prompted schools in our area to at least delay school start times for Monday, March 25th.The National Weather Service reports 1-2 inches of snow accumulation p...

We got quite a bit of snow in the Rochester, Minnesota / Southeast Minnesota area all day today. It's caused some challenging travel conditions which has prompted schools in our area to at least delay school start times for Monday, March 25th.

The National Weather Service reports 1-2 inches of snow accumulation per hour occurred this evening.

KROC News is reporting that this winter storm could impact us through Tuesday. The winter weather advisory issued for Sunday expires at 10 PM Sunday night when the snow turns into rain.

With Sunday night and Monday's rain we may even see some thunderstorms in southeast Minnesota. Then it'll cool down again and transition back to snow Tuesday morning. The predictions are for just some accumulation Tuesday morning.

As the day continues and the snow keeps falling, stay up to date on road conditions, the weather, and school closings and delays on our free app.

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Schools:

Austin Public Schools - Women's History Assembly is canceled

Byron Public Schools - opening 2 hours late, no AM preschool

Caledonia Area Public Schools - open, buses only on paved roads

Chatfield Public Schools - opening 2 hours late, no AM preschool, practices, or weight room

Creative Stars Academy - opening 2 hours late, CSA childcare open 8 AM - 6 PM

Dover-Eyota Public Schools - opening 2 hours late

Fillmore Central Public Schools - opening 2 hours late, no morning PreK, SAC/daycare opening at 6:30 AM

Glenville-Emmons Schools - opening 2 hours late

Goodhue Public Schools - opening 2 hours late

Hayfield Community Schools - opening 2 hours late, SACC open regular time

Houston Public Schools - open, buses only on paved roads

Howard-Winneshiek Community Schools - opening 2 hours late

Kasson Head Start - opening 2 hours late

Kasson-Mantorville Schools - opening 2 hours late, no AM preschool

Kingsland Public Schools - opening 2 hours late, no AM preschool

Lake City Schools - 2 hours late, no AM preschool

Lanesboro Public Schools - opening 2 hours late, no AM preschool

LeRoy-Ostrander Public Schools - opening 2 hours late

Lewiston-Altura Public Schools - opening late, Cardinal Club is open

Lyle Public Schools - opening 2 hours late, no AM preschool

Mabel-Canton Public Schools - opening 2 hours late

Pine Island Public Schools - opening 2 hours late, childcare will be open at 7 AM at the ELC only

Plainview-Elgin-Millville Community Schools - opening 2 hours late, no morning preschool, Kids Club open

Rosa Parks Charter High School - closed

Rushford-Peterson Public Schools - opening 2 hours late

Southern Minnesota Education Consortium - opening 2 hours late

Southland Public Schools - opening 2 hours late, no AM preschool

St. Charles Head Start - opening 2 hours late

St. Charles Public Schools - opening 2 hours late, SACC will open at 8 AM

St. Johns Lutheran School, Wykoff - opening 2 hours late, Eagle Care opens at 7 AM

Triton Public Schools - opening 2 hours late

Wabasha-Kellog Schools - opening 2 hours late

Zumbro Education District - opening 2 hours late

Zumbrota-Mazzepa Public Schools - opening 2 hours late, Cougar Care and Bright Beginnings open at 7 AM

Other Organizations:

Adam's Assorted Arts Adventures - opening 2 hours late

Adam's Mentoring Services - opening at 12:30 PM

Fillmore County DAC - opening 2 hours late

Fountain United Methodist Church - closed

We will update this list of school closings/delays as they are reported. Download our app for weather updates and real-time road conditions.

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BRRRR: The 15 Coldest Cities in America

The list below is from Niche. They put together their list of the coldest cities in the county by looking at which ones had "the coldest average low temperatures during the winter months." Keep scrolling to see the 15 coldest cities in the United States.

Holiday's end - Circle K rebrands Rochester stations

ROCHESTER — Years after a change in ownership, the Holiday name is going away in Rochester as the Circle K brand rises over local convenience stations.Alimentation Couche-Tard Inc., the Canadian parent company of Circle K convenience stores, acquired Bloomington, Minnesota-based Holiday Stationstores Inc. from the Erickson family in 2017.The company has slowly been retiring ...

ROCHESTER — Years after a change in ownership, the Holiday name is going away in Rochester as the Circle K brand rises over local convenience stations.

Alimentation Couche-Tard Inc., the Canadian parent company of Circle K convenience stores, acquired Bloomington, Minnesota-based Holiday Stationstores Inc. from the Erickson family in 2017.

The company has slowly been retiring the Holiday name over the stations in 10 states. That transition is now working its way through the eight locations in Rochester.

“We have been converting Holiday stores in certain areas to the global Circle K brand, taking a deliberate market-by-market approach. We’ve completed these conversions in several other states over the past two years, and work is now underway in Rochester,” explained Chris Barnes, head of communications for Circle K/Couche-Tard.

Circle K owns the largest number of company-operated independent convenience stores in the U.S. It owns approximately 7,200 U.S. stores, 2,200 in Canada, 5,200 in Europe and 2,100 in the rest of the world.

“The exterior signage has changed to Circle K, but it’s business as usual inside the store. Circle K décor, employee uniforms, products and programs have been introduced into local stores for several years,” added Barnes. “And over time, we’ll continue to enhance their experience with innovative new products and services that Circle K is known for and continues to introduce globally.”

Holiday had an on-again, off-again relationship with the Med City.

It actually left Rochester completely from 2006 to 2011. Its last Rochester station, along Civic Center Drive Northwest, closed in January 2006. That one later was transformed into the Beer Bellyz bar /Players Sports Grille/Bilotti’s Italian Village/The Freight Yard Bar. That building now houses Groome Transportation shuttle service.

Holiday returned when it took over the C-store in the Cub Food Plaza at U.S. Highway 14 and 15th Avenue Southeast. In 2013, Holiday then purchased seven SuperAmerica stations in Rochester. It closed and sold two of the SAs. Holiday also built two new stations, on West Circle Drive and Assisi Drive Northwest.

School closings and delays for Monday, March 25, 2024

See the full list of announcements here: NAME STATUS COMMENTS Byron Public Schools Delayed 2 Hour Late Start; No AM Preschool Caledonia Area Public Schools Open Buses on paved roads. Chatfield Public Schools Delayed 2 Hour Late Start; CSA child care will be open 8AM-6PM. Dover-Eyota Public Schools Delayed 2 Hour Lat...

See the full list of announcements here:

NAME STATUS COMMENTS
Byron Public Schools Delayed 2 Hour Late Start; No AM Preschool
Caledonia Area Public Schools Open Buses on paved roads.
Chatfield Public Schools Delayed 2 Hour Late Start; CSA child care will be open 8AM-6PM.
Dover-Eyota Public Schools Delayed 2 Hour Late Start
Fillmore Central Public Schools Delayed 2 Hour Late Start; No morning PreK. SAC/Daycare will open 6:30 a.m.
Goodhue Public Schools Delayed 2 Hour Late Start
Hayfield Community Schools Delayed 2 Hour Late Start; SACC open regular time
Houston Public Schools Open Buses on paved roads.
Kasson-Mantorville Public Schools Delayed 2 Hour Late Start; No AM Preschool
Kingsland Public Schools Delayed 2 Hour Late Start; No AM Preschool
Lake City Public Schools Delayed 2 Hour Late Start; No AM Preschool
Lanesboro Public Schools Delayed 2 Hour Late Start; No AM Preschool
LeRoy-Ostrander Public Schools Delayed 2 Hour Late Start
Lewiston-Altura Public Schools Delayed 2 Hour Late Start; Cardinal Club is open.
Lyle Public School Delayed 2 Hour Late Start; No AM Preschool
Mabel-Canton Public Schools Delayed 2 Hour Late Start
Plainview-Elgin-Millville Community Schools Delayed 2 Hour Late Start; No morning preschool, Kids Club open
Rosa Parks Charter High School Closed
Rushford-Peterson Public Schools Delayed 2 Hour Late Start
Southland Public Schools Delayed 2 Hour Late Start; No AM preschool
St. Charles Public Schools Delayed 2 Hour Late Start; SACC will open at 8 AM
Triton Public Schools Delayed 2 Hour Late Start
Zumbro Education District Delayed 2 Hour Late Start
Zumbrota-Mazeppa Public Schools Delayed 2 Hour Late Start; Cougar Care and Bright Beginnings will open at 7am

Note: Schools are removed from the list as the announcements expire.

RoyalBoil MN brings Southern seafood to Rochester

ROCHESTER — RoyalBoil MN offers a southern-style seafood boil in a bag to the Rochester community in an authentic and accommodating way.RoyalBoil MN was created in June 2023 by Kathleen Wood and Isacc Cervantes. The idea was formed when Wood’s pregnant friend was craving crab or seafood in a bag, but there was no place in Rochester to get something like that.After realizing there were no seafood boils in a bag, Wood thought it might be a fun business idea. She runs a business doing lashes during the week so she didn...

ROCHESTER — RoyalBoil MN offers a southern-style seafood boil in a bag to the Rochester community in an authentic and accommodating way.

RoyalBoil MN was created in June 2023 by Kathleen Wood and Isacc Cervantes. The idea was formed when Wood’s pregnant friend was craving crab or seafood in a bag, but there was no place in Rochester to get something like that.

After realizing there were no seafood boils in a bag, Wood thought it might be a fun business idea. She runs a business doing lashes during the week so she didn’t immediately want to take on the project herself but after a while, she decided to give it a go.

“So I thought about it for a couple days and I was like I should post something because like I have a little following for lashes,” said Wood. “So I posted that somebody should take advantage of the fact that there's nobody that does seafood boils here. I held on to the idea for a couple days. And then I talked to another one of my clients and then I was like, ‘You know what? I have weekends open like I should do it.’”

After that she messaged Cervantes and the rest is history. Cervantes grew up in Oklahoma doing seafood boils with friends and family, so he has experience with the southern-, almost Cajun-style flavor they wanted to achieve.

“We started off just doing them on the weekend,” Wood said. “We did pop-ups and events only as a food vendor and then we started doing them at Hershfield’s. They let us set up there on the weekends. We just do pre-orders only so we know how much to buy.”

Figuring out the cost isn’t the only number Wood and Cervantes have to worry about, though. The process of cooking a big seafood boil can be tricky and figuring out the perfect formula to cook ingredients is a huge part of their business.

“The timing is the biggest thing because you're not doing everything separately and then throwing it all together at the end,” said Cervantes. “If you want to cook it properly and actually do a boil how it's supposed to be done, everything cooks together. So you just have to know when to throw everything in.”

Cervantes and Wood use 60-quart pots to cook everything. In the summer, they were outside cooking. However, they needed to find a different option when the weather got colder. They began to look into kitchens for lease in the area.

“We finally talked to some people about a kitchen to lease, a commercial kitchen and then we heard about Squash Blossom Farms (in Oronoco),” Cervantes said. “So we do them out of there as pre-order only and then we do have events and stuff we're planning for when it gets warmer. We have one coming up on the 16th (of March) we're doing with Bluff Brothers Brewery in Spring Valley.”

Wood used what she learned from starting her own business doing lashes to create a model that would work for RoyalBoil MN. They try to do boils or events three weekends a month and are working with the Small Business Development Center to ensure their business is as successful as it can be.

“The thing that's really nice is that it's gluten-free, except for the cornbread,” Wood said. “So for the most part, it's gluten-free except for the side and then we also offer a lot more accommodations for halal as long as we know. We can cook the sausage separately.”

They can also cook things to accommodate pescatarians and some other restrictions as long as they are made aware before preparation. The one thing they can’t give up is butter.

“There’s almost as much butter as there is love,” Cervantes said.

RoyalBoil MN buys all its ingredients the day of to ensure customers are getting the best selection. Since they only do pre-orders, Wood and Cervantes can get the exact amount of ingredients needed for the day without overspending or wasting food.

“Shrimp's gonna be in there all the time,” Cervantes said. “Some weeks we may not have crab, we may have lobster tail or something. For the most part, it's usually shrimp, crab, sausage, corn, potatoes, mushrooms, boiled eggs and hot or medium sauce.”

Right now, all their meals are in the bag portion, but they can do smaller portions for larger events and bigger groups on request.

The duo hope to move back outside for boils within the next month or two. They would really like to increase the number of events they do and would love to add a social media and event manager to help them keep track of everything.

They would love a food trailer in the next year or so, but are comfortable where they are now. They both work full time and don’t have plans to make this business full-time at the moment. They want their food to be something people look forward to eating.

For now, Cervantes and Wood are enjoying this business venture together and hope their food can serve as a catalyst for family gatherings like Cervantes experienced growing up. The boils were more than just good food, it gave them a space for the community to gather and that’s what they hope their food can do as well.

“You can sit down at a table with your friends or your family and it brings people together,” said Cervantes. “It's a fun food. It's messy. Especially with the bags, you're reaching there, everything's all covered in the sauce and your fingers get sticky and it's a great time. Something different from the regular.”

RoyalBoil MN

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News reporting

Sara Guymon is a Post Bulletin business reporter. Guymon grew up in New Ulm, Minnesota. She graduated from New Ulm Public High School and went on to attend college at the University of Minnesota Duluth. While at UMD, Guymon pursued a major in journalism and a double minor in photography and international studies. Prior to coming to the Post Bulletin, she worked as a staff writer for the Brainerd Dispatch. There she covered the City of Baxter and business.

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