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Roofing Insurance Supplements in Charleston, SC
Picture this: It’s the middle of the summer when thunderstorms, tornadoes, and other serious weather events occur often. You take a peek at the local weather, and it’s not looking good. Sure enough, storms hit every inch of your state, causing roofing damage to homes and businesses.
As a reputable roofing company owner, you know your phone will be ringing off the hook soon. You’ll do everything in your power to repair the homeowner’s roof and keep their family safe. But as you begin to take inventory of the materials you’ll need to fix their roofing issue, you notice a big problem.
The insurance adjuster you worked with didn’t account for the right number of roofing materials to get the job done correctly and up to your standards. That leaves you in a very undesirable spot. You’ve got to accept being underpaid or having your reputation ruined because you didn’t complete the job correctly. In such a situation, it’s time to file a new Xactimate Estimate so that you’re sure those missing items are included.
Of course, you’ll still need to supply the proper measurements, photos, code requirements, and invoice receipts to explain these extra funds away. The only problem is you don’t have the time or staff to get the job done.
But if you were in the shoes of your customer, wouldn’t you want your roofer to consider roofing insurance supplements in Charleston, SC? That’s where IRC Estimates’ services make you look great – when you’re a contractor who wants to grow but needs help with the complicated world of storm restoration supplements.
What Are Roofing Insurance Supplements?
When a roofing contractor requires trades, labor, or materials that were not included in the original roofing claim, they may file for roofing supplements as additional insurance claims. This could occur when the insurance adjuster did not account for the correct number of roofing materials (such as shingles, flashing, or drip edge) necessary for the repair.
In some cases, additional materials are necessary to comply with local building codes. When that happens, the roofing contractor must provide an additional Xactimate estimate that includes the required materials. This estimate must be reviewed and approved by the insurance company. The estimate should also include supporting documentation, such as photos of the damage, additional measurements, and invoices.
The IRC Estimates Difference
At IRC Estimates, our team is passionate about solving and assisting with complicated roofing insurance supplement issues. With on-call consultations and structured service packages, we make Xactimate estimating and supplement administration easy on your roofing business, so you can focus on serving customers, not pouring over paperwork late into the night.
Our team of roofing insurance supplement professionals specializes in a number of services to help your company succeed, including:
- Xactimate Estimate Writing
- Roofing Insurance Supplement Administration
- Training for Roofing Insurance Supplements in Charleston, SC
- Consulting & Strategizing
- Online Services
- On-Call Consultations
- Structured Service Packages
- More
With IRC Estimates by your side, you benefit from the following:
More Peace of Mind
Do you lay awake at night wondering what the next day will bring? Peace of mind is priceless when you’re a roofing contractor. Let IRC Estimates take some stress off your plate so you have more time and motivation to do what you need to do as a roofing business owner.
More Time and Focus for Growing Your Roofing Business
If you’re like most business owners, your goal is to grow steadily and become a fixture in your community. With IRC Estimates to handle Xactimate writing and more, you’ll finally have the time to focus on expanding and business growth.
Happier Clients
Outside of getting more revenue, keeping your clients happy and safe in their homes is a great feeling. Plus, happy clients = more recognition and attention to your roofing business, which helps keep your contracting company afloat all year long.
More Business
Once clients get word of your excellent work and ability to finish roofing jobs correctly, your business will benefit from more interest and, ultimately, more calls.
Being Compliant with
Any great roofing contractor knows that local codes and laws dictate your ability to work. By being compliant in your service area, you’re setting yourself up for even more success.
More Revenue
With more time to serve customers and grow your business, you have the chance to bring in more revenue to support your family.
A Knowledgeable and Efficient Team Who Works with Your Existing Systems
At IRC Estimates, we’ve got your back. Have questions about a roofing claim? Need help with Xactimate software? With online services and on-call consultations, our team is always in reach when you need us most.
When you trust IRC Estimates for help with roofing insurance supplements, the days of worrying about wasted time and money lost are over.
Why Hire a Company to Help with Roofing Insurance Supplements in Charleston, SC?
Are you interested in reducing expenses and increasing profits for your expanding roofing business? You can achieve these goals without compromising quality. As a roofer, you understand that every project is critical to your company’s financial success. Given the high level of competition in the industry, it’s important to seek ways to gain an edge over your competitors continuously.
For many roofing contractors, having a team of insurance restoration consultants to handle tasks like Xactimate writing is the solution they need to gain that edge. Here are just a few of the most common reasons why roofing contractors like you trust IRC Estimates for help with roofing insurance supplements.
Great Xactimate Training is Hard to Find
When insurance adjusters prepare claims, they rely on a software program called Xactimate. This program allows them to input large amounts of data and corresponding codes to generate a claim. However, if an adjuster lacks knowledge about roofing, the generated claim may not be accurate. Adjusters are required to follow their company's standard policies, which means that the information generated for a claim is entirely decided by the insurer.
Unfortunately, this can be bad news for homeowners and roofing contractors who are trying to complete a job. The claim generated by an adjuster may not account for overhead and profit or other contractor expenses. But with Xactimate training from companies like IRC Estimates, you can help ensure your claims are accurate and account for the expenses you need to get your roofing job done right. Contact our office today to learn more about how our team helps roofing contractors with Xactimate training and more.
Help Ensure You’re Doing Your Best Work
Without roofing insurance supplements in Charleston, SC, it can be easy for an insurance adjuster to miss certain types of damage when they’re assessing a roofing job. While an adjuster's job is to estimate the extent of the damage, their estimate is only an approximation. Supplementing a project can help ensure that all issues, damage, and necessary materials are properly calculated, so you can confidently have all the supplies and preparation needed to complete the job to the best of your ability.
The Process of Supplementing Takes Time You Don’t Have
Insurance company desk adjusters often find themselves spending a significant amount of time completing monotonous tasks like estimating claims for homeowners who have experienced structural damage and require financial assistance for repairs. These tasks, which can include negotiating, make up the bulk of what they do for their 40-hour work week. They don’t have business obligations and client needs to exceed.
Smaller roofing companies, on the other hand, may not have the financial resources to hire a team of adjusters or estimators to help counter insurance claims with supplements. As a result, they either spend time doing the supplements themselves or hire someone with less knowledge or skill to complete the task. This not only negatively impacts their bottom line, but it is also not a cost or time-efficient approach. By relying on a company that specializes in roofing insurance supplement assistance for contractors, you can potentially free up your time and focus more on serving customers.
Office Turnover Hurts
Small roofing contractors who choose to hire office staff to handle supplement preparation and multitasking may face high turnover rates. As previously mentioned, the work can be time-consuming and tedious, causing entry-level employees to tire quickly and seek better opportunities elsewhere. Furthermore, most office staff may lack the proficiency required to operate Xactimate software and may not have on-the-job experience with roofing projects.
Essentially, you may end up with an insurance adjuster on staff. Is that something you really want to consider?
Rejected Roofing Insurance Supplements are Real
One crucial point to note is that inexperienced preparers often overlook important aspects when creating roof supplements. Without adequate knowledge, they may not be able to prepare the supplement accurately and may take a longer time to submit it, which could result in a rejection from the insurance company.
Additionally, untrained office staff may not be able to fully maximize the supplement for a claim and verify its authorization, which can lead to missed opportunities for the business owner to receive the full amount they are entitled to.
Keeping It “In-House” Isn’t Always Wise
Are you considering handling roof supplements on your own, or are you open to outsourcing to a skilled team of experts? While it may seem like a wise decision to keep the process in-house in the short term, that may not work for long. Without someone by your side with years of roofing supplement experience, you could be missing as much info as the inexperienced adjuster with whom you’re fed up. That’s why roofing contractors use companies like IRC Estimates – to ensure they get the materials and compensation they truly deserve to do the best job possible.
FAQs About Roofing Insurance Supplements in Charleston, SC
As insurance restoration consultants, IRC Estimates works with a wide range of roofing contractors throughout the year. Some are brand-new at what they do and need help understanding the nuance or work involved with roofing supplements, Xactimate writing, and construction restoration in general. And that’s OK – everyone has got to start somewhere.
Whether you’re a new roofing contractor feeling lost or you’re a seasoned expert looking to brush up on your knowledge, keep reading. Below are just a few of the most frequently asked questions that our roofing insurance supplement consultants handle daily.
What’s the point in supplementing roofing jobs? I’m busy enough as it is.
This is one of the most asked-about topics that we hear at IRC Estimates. And the answer is simple – to get paid what you should be getting paid on roofing insurance claims jobs. What that means is you get paid the actual cost to do the job that you accepted correctly, such as:
- Quantity of Materials
- Installation Best Practices
- Adhering to Building Code Mandates
- More
The truth is that insurance companies aren’t the enemy, but they sure do make mistakes. It’s up to you, as the roofing contractor, to discover and remediate those mistakes – not just for you but for your roofing client. The fact is that your clients hire you because they believe you’re an expert at filing and managing roof insurance claims. By supplementing those claims, you’re both demonstrating your expertise while providing excellent service and results. If you don’t have the time to do so, it’s wise to search for professional help with your roofing insurance supplements.
Is there a set number of roofing jobs that I should supplement?
The quick answer is that you should review all of your roofing jobs to see if they need to be supplemented. Remember that consistency is key here. By having a clear and standardized process for thorough inspections, it will be easier to determine if your roofing project requires a supplement and easier to file one too.
The best way to achieve this is by giving your sales reps clear guidelines on how all roof inspections should be conducted. Top contractors use inspection checklists and photo checklists to ensure that all damage and necessary materials are properly documented for the job. While this may add an additional 15-30 minutes to the sales reps' current process, it will benefit your roofing business in many ways.
If you’re just starting out and need some help on how to optimize this process, contact IRC Estimates today to speak with one of our consultants.
When is the right time to think about roofing insurance supplements in Charleston, SC?
When it comes to roofing supplements, there are two opportune times to submit them: Pre-Production (before installation) and Post-Production (after installation, but before depreciation is released). The most effective method is to file both Pre-Production and Post-Production supplements for insurance roofing jobs.
For Pre-Production supplements, it's best to write or send them to a supplementing company as soon as the adjuster has provided the full scope of loss. This is because it can take the adjuster and carrier several days to settle these claims, and it's important to avoid scheduling an installation if there are expensive Xactimate line items that haven't been approved yet. Often, when a Pre-Production supplement is approved, the carrier will send an extra ACV check to the homeowner for the additional line items on the revised estimate.
Contractors with effective roof inspection processes tend to have faster turnaround times on Pre-Production supplements and encounter fewer scheduling issues. When they don’t have those processes in place, they often use a trusted partner like IRC Estimates, with years of experience managing Xactimate software and roofing issues covered by insurance.
Your Trusted Choice for Roofing Insurance Supplements in Charleston, SC
IRC Estimates offers a comprehensive range of roofing insurance supplement services for roofing contractors, including Xactimate claim writing and management, claims administration, estimates, and consulting services. Our dedication to roofing contractors enables them to streamline their operations and reduce costs by either outsourcing their claims administration entirely or learning how to manage it themselves.
Whatever your goals may be, IRC Estimates is here to help you expedite your services and grow your roofing business, one roofing insurance claim at a time. Contact our office today to learn more about how we can help you maximize every roof claim that comes across your desk by using supplements.